When Do I Need Personal Umbrella Insurance?
If a guest in your home suffered an injury and sued for damages, a legal award could easily exceed the coverages provided by standard homeowner’s insurance. The same goes for standard car insurance if another driver, other passengers, or even your passengers were injured in a wreck, wherein you were driving. The same holds true for watercraft insurance, too.
What Policies Can Personal Umbrella Insurance Supplement?
Personal umbrella insurance can serve as a supplement to all of these:
• Homeowner’s policies
• Auto policies
• Motorcycle policies
• Boat & watercraft policies
• More
