Carrying general liability insurance is a responsible move, but every business needs coverage above and beyond basic policies. That's where commercial umbrella insurance comes in.
Umbrella liability insurance protects you when accidents happen, and your existing liability insurance policies cannot cover all expenses.
In most situations, standard business liability coverage will take care of you. But when serious situations arise, umbrella liability insurance will help ensure that your business is protected. While no one wants accidents to happen, they do—and people sue over them; it’s just an unfortunate fact of life.