Standard & Non-Standard Car Insurance
At Harry Grizzle Insurance, we write standard and non-standard car insurance policies alike. What is a standard car insurance policy? Standard car insurance covers “preferred” and “super preferred” drivers.
This group includes:
• Older motorists
• Motorists with driving records indicating maturity behind the wheel
• Motorists with few or no tickets and/or car accidents
At Harry Grizzle Insurance, we understand that accidents happen, and that’s why we offer coverage for higher-risk, non-standard drivers, too.
This group includes:
• New and/or younger drivers
• SR22 drivers
• Motorists whose driving record indicates insufficient experience or maturity
• Motorists with several accidents and/or tickets

Your Car Insurance Agency for Multiple Coverage Types
In addition to standard and non-standard car insurance, at Harry Grizzle Insurance, we also offer coverage for:
• Classic cars
• RVs
• Motorcycles
• Boats & Watercraft
Harry Grizzle Insurance: Making Comprehensive Coverage Comprehensible
You never know when a car accident will happen or when you’ll be involved in one. It’s critical to secure the right car insurance coverage for your car, truck, SUV, or van before an accident happens. The independent agents at Harry Grizzle Insurance attend to every detail of every policy they write—the big ones, the little ones, and every detail in between.
At Harry Grizzle Insurance, we believe a properly-written car insurance policy should be understandable and easy to comprehend. Our independent Florida insurance agents write each policy with that philosophy in mind.
However, if you don’t understand something, ask us. We’re here to answer all your questions and to provide all the information you need to make informed decisions about car insurance in Panama City, FL. Our agents won’t finalize any policy until they are certain everything is crystal clear.